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Zero such as for instance safety. Plus it try uncommon to have a financial to get good HELOC unless you’re during the standard which is why individuals have no condition getting them.
Whatsoever, this is why you got the third financial first off! Explain the unusual choice not to ever pay back your own bank card obligations when this is exactly why you have got the loan regarding the first place.
The fresh new banker might have lied for your requirements where talk. They could keeps said they might simply cancel brand new HELOC if you’re inside the default, but what exactly is printed in the loan records are just what is important. I am not sure when you can sue into the sleeping, but We suspect there’s no section, as the they will simply area one to those individuals documents you closed. (We say you will, feel lying as they said they will merely “call” money within the default. Your loan wasn’t titled, just suspended.)
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