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73. PITI (Principal, Notice, Taxation and you will Insurance policies)
The fresh new mortgagee is the entity one gives money in order to a buyers for the intended purpose of to shop for a residential property and you will keeps the borrowed funds as a safety to your mortgage. Quite often, the fresh new mortgagee is actually a financial, borrowing connection, or other financial institution. This has the authority to loans Brundidge AL simply take possession of the house if the the client – known as the mortgagor – does not result in the decided mortgage costs. The latest mortgagee’s character is essential in the home mortgage techniques, providing the requisite fund and you can setting this new terms of the borrowed funds.
68. Mortgagor
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